Category Insurance

Health Insurance

Health insurance is the most effective way of dealing with health issues and diseases. For fighting with acute and chronic diseases health insurance provides benefits and complete aid. Health insurance is also called the medical insurance. In health insurance all types of illness and medical expenses are fully covered.

SPI Health Insurance Plans

SPI Insurance Company Limited offers vast range of packages and plans just for the benefits of clients. SPI wants to facilitate the clients which is the main mission and aim of SPI Insurance.

Health Insurance SPI Packages

SPI health insurance serves many packages just for the facility of the clients. From normal sickness to serious diseases SPI health insurance covers all.

SPI Health Insurance Plan

SPI Insurance Company Limited offers two types of plans.

1. Family insurance plan
2. Individual insurance plan

These both packages are further divided in to the many plans which is for the ease of the clients.

Family Insurance plan

SPI family health plan is one of the top rated health insurance plan. In SPI family health insurance plan, coverages of insurance is for whole family.

Individual Insurance Plan

SPI individual insurance plan is for the personal health insurance. Which provides coverages for the single person who is insured.

Benefits of Health Insurance

There are lot of benefits of health insurance because in emergency or tough situation proper health insurance will help the insured customers.

• Give proper treatment and medication at the time of illness
• Provide experienced doctor’s consultation to the insured patient.
• Surgical expenses are also paid by the insurance company.
• Critical diseases are also included in medical insurance.

SPI Insurance Plan

SPI Insurance Company limited offers many different health insurance plans. All these health insurance plans thoroughly cover the insured. SPI all plans are affordable and within range of every person.

Coverages

SPI health insurance provides large amount of coverages just in small amount.

• Hospitalization Cover
• Maternity (optional)
• Out-Patient Cover (optional)
• Accidental Death Cover (optional)

These are all highlighted coverages and it have many more sub-coverages in it.

SPI Health Card

SPI Health Insurance Card gives cashless services to the clients. SPIInsurance Company limited offers health card for its clients which help the clients at the time of emergency and accidents. SPI health Insurance card is valid in SPI panel hospitals.

More benefits

SPI health Insurance serves with many facilities. SPI covers pre hospitalized expenses to the post hospitalization expenses and extra hospital charges are also included in health insurance coverages.Health insurance is not a business but it will become the helping hand in case of emergency for the insured. Health is foremost important thing for every person.

Types of Car Insurance

by

seoeasypolicy

Introduction

You have bought your dream car and the next thing you hunt for is a car insurance policy. You cant even think about driving on the busy Indian roads without an insurance policy. Also, motor insurance is mandatory by law in India. This implies that insurance is a must for you to drive on the roads.

There may always be unforeseen situations, such as accidents, theft, acts of terrorism and natural calamities that come uninvited. You will then have to pay for your medical expenses and of another person who was injured because of you. You may also have to pay for getting your car back in shape or buy a new car, and for damages caused to the car of your victim. So, an insurance cover is what you need to save yourself from such risks and the subsequent financial liabilities, which are normally very high and difficult for most people to pay from their own pocket.

What You Must Do

The car insurance premium will depend mainly on the make and price of the car, how new or old it is, the area where the car is registered, the age and driving experience of the owner and so on. In India, there are a number of insurers operating in the area of general insurance and a majority of them provide car insurance too.

You can compare the policy rates and coverages provided by various insurers before deciding on any one. You can go online and do this from the facility of your home. Insurance policy aggregator sites let you purchase online car insurance easily as they provide you details of various companies at one go. You also save on premiums as there is no commission to be paid to agents.

Types of Car Insurance

In India, there are mainly three types of car insurance plans available that can help you in dire situations. These plans will indemnify you in case of any road mishap, treatment of the third parties involved, getting your car repaired as well as that of the third party; anyone except you and the insurance company is a third party. These plans are:

Third party only plan

This kind of plan provides insurance cover for liabilities faced by you in case your car hits another person and causes:

oInjury to the person

oDeath of the person

oDamage to the vehicle of the person

oPersonal accident cover for you if you were driving

Third party and theft plan

This kind of plan provides insurance cover for:

oThird party liabilities

oCases of theft

Comprehensive insurance plan

This kind of plan provides insurance cover against many eventualities including third party liabilities. They are:

oThird party liabilities to people and car

oDamage to your car owing to fire, theft, natural disasters etc.

oDamage to accessories owing to fire, theft, natural disasters etc.

oTowing expenses after a disaster

oLoss of your car owing to fire, theft etc.

Minimum insurance cover that you, the car owner, needs to purchase is third party insurance. Without this, you will not be allowed to take the car out on the roads. You must have an insurance cover so that you can at least pay for the damage you may cause to other people or their car. Also, you must know that insurance companies have no liability towards you in case of hit and run.

Easypolicy, Helps you to get best

car insurance

on low rates along with better feature from different leading companies in India. You can compare and avail better car insurance policy at Easypolicy.

Article Source:

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